What happens when someone requests a home insurance quote? They get asked lots of questions about their property.
This allows the insurer to determine the level of risk and accurately calculate an estimate.
Before confirming the price of a quote, there are various property questions insurers typically need to ask. These include:
- Is the building single or multi-storey?
- Does it have solar panels or a swimming pool?
- What material is the roof constructed from?
- Is the building built on sloping land?
Any of these factors could reduce or create insurance risk, and therefore influence the quote provided.